903-482-5255  |  Client Portal  | 
Employee Portal  |  Pay Online
☰ ˟
Logo
Client Portal Employee Portal Pay Online
  • home
  • Home
  • Client Services
    • Secure Area
    • Business Insurance
    • Benefits
    • Personal Insurance
  • Carriers
  • About Us
    • About Us
    • Our Team
    • Our History
    • Careers
    • Privacy Policy
  • Contact
Commercial Icon

Business Insurance

Commercial Insurance tailored to protect your assets and accomplish your objectives. 

Learn More
Benefits Icon

Benefits

Employee Benefit Advisory Services. Providing a range of solutions to achieve your goals. 

Learn More
Home & Auto Icon

Personal Insurance

Providing peace of mind for your most prized possessions. 

Learn More
Home > Personal Insurance

Personal Lines


Personal Lines Information

When insurance is focused on protecting the financial interests of an individual or family, rather than a corporate or non-profit entity, it is considered to fall within the personal lines of insurance. There are many different types of protection offered within personal lines. These include:

  • Home insurance: This is a policy designed to assist with expenses related to certain hazards, such as fire, hurricane and theft, which can devastate or damage a home or its contents. Home insurance also covers the liabilities homeowners have so that when someone is hurt on their property, they can rely on their policy for medical costs, legal costs and damages.
  • Auto insurance: Required by law in most states, auto insurance provides protection to both vehicle owners and individuals who are injured or experience property damage at the hands of drivers. Auto insurance policies can be structured to cover the damages of the insured’s vehicle through comprehensive and collision coverage as well as uninsured/underinsured motorist coverage. A policy must also meet the minimums of each state’s laws by providing bodily injury and property damage liability coverage that protects those who might be unintentionally injured or damaged by the insured.
  • Renters insurance: When renting an apartment, an individual may not need to provide insurance to protect the structure itself, but they do need coverage for their personal contents since the landlord does not cover those. Additionally, they should secure liability insurance to cover medical costs and damages in the event a visitor is injured while in their apartment.
  • Umbrella policies: When the liability limits of other personal policies aren’t enough, individuals can purchase an umbrella policy to provide $1 million or more in additional liability coverage. Just one umbrella policy effectively increases the liability limits of each of the insured’s other policies. 

Personal Insurance

 

  • Private Client

    Multiple Locations

    Boats, planes, ATV

    Personalize Service & Solutions

    Learn
    More

  • Farm & Ranch

    Gentleman Ranches

    Production Farms

    Vacant Land

    Learn
    More

Contact Us Today!
903-482-5255

Social Social Social

Resources

  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us
  • Careers
  • Privacy Policy

Contact Us

906 West Van Alstyne Parkway
Van Alstyne, TX 75495

Phone: 903-482-5255
© Copyright. All rights reserved. | Powered by Insurance Website Builder